Central Florida
Roof Financing in Orlando, FL
A roof does not wait for a good month in the budget. Our financing puts the work first, with nothing due at signing and a term you pick.
- $0 down
- No credit check
- No pre-payment penalty
The monthly payment for a 15-year home improvement installment loan of $10,000 with an APR of 10.99% would be $113. No down payment required. Not all loan products will be available to all partners or all consumers.
Overview
Roof first, payments after
Most roofs are replaced because something forces the schedule: a leak, a storm, a carrier letter, a pending sale. The money rarely lines up with that date, and waiting makes the problem more expensive.
Our financing is built around that. There is no money due at signing, the project is 100% financed and you choose between secured and unsecured options and between 10, 20 and 30 year terms. There is no penalty for paying it off early.
The lender's representative example is printed on this site beside every financing offer, so you can see how a payment is figured before you ask for one.
What to expect
What USA Roofing brings to the job
$0 down
Nothing is due at signing, and the whole project is financed.
No credit check
Applying does not depend on a credit check.
Pick your term
Choose a 10, 20 or 30 year term to match the monthly payment you want.
No pre-payment penalty
Pay it down early whenever you like with no fee for doing so.
How the financing works
The steps are short. You see the roof price first and the financing second, so you can compare them.
- Free inspection and written estimate for the roof
- A walk through the financing options in the same visit, if you want them
- Choose secured or unsecured financing and a 10, 20 or 30 year term
- Approval and paperwork, with the terms in front of you before you sign
- Work scheduled and completed, with payments starting afterward under the terms you picked
Questions to ask any lender
Whoever you borrow from, these are fair things to ask, and we would rather you ask them.
- What is the interest rate, and is it fixed or variable
- What is the total cost over the whole term, not just the monthly payment
- Are there fees to open the loan or to pay it off early
- What happens to the loan if the project changes in scope
- Is the loan secured against the property, and what does that mean for you
Financing and storm repairs
If an insurance claim is involved, financing can bridge the gap between the work and the payout.
- Dry-in and urgent repairs can start while a claim is being decided
- Keep your photographs, estimates and receipts together for your carrier
- Ask your carrier what they cover before you choose a project size
- Call (407) 743-3060 and tell us where your claim stands, and we will go through the options
Roof financing
A roof that cannot wait should not have to
When a leak or a carrier letter sets the schedule, the money should not hold the job up. Our financing lets the work begin with nothing down.
- No credit check required
- $0 down with 100% financing
- Secured and unsecured financing
- 10, 20 and 30 year terms
- No pre-payment penalty
Terms vary with approved credit and project size. Ask us for the exact numbers on your roof.
The monthly payment for a 15-year home improvement installment loan of $10,000 with an APR of 10.99% would be $113. No down payment required. Not all loan products will be available to all partners or all consumers.
Questions
Financing: your questions
Is there really no down payment?
Yes. The financing is $0 down and covers 100% of the project. Terms vary with approved credit and project size, and we explain the exact numbers for your roof.
Do you run a credit check?
No. A credit check is not required to apply for our financing. The approval looks at the project and the terms you choose, and we go through exactly what the lender needs from you at the free inspection visit.
What terms can I choose?
Terms of 10, 20 and 30 years, secured or unsecured. A longer term lowers the monthly payment and a shorter one lowers the total interest.
Can I pay it off early?
Yes. Paying ahead of schedule costs nothing extra, so you may reduce the balance or clear it entirely whenever you like. That holds on all three of the term lengths we offer.
How do I see an example payment?
The lender's representative example is printed in small type beside each financing offer on this site. Call (407) 743-3060 for the numbers on your own project.
Reviews
Homeowners who trusted a roof inspection first
5.0 out of 5 · 8 verified Google reviewsas of
Recent reviews from our Google Business Profile.
Also see
Other services
Service area
Roofing crews across Central Florida
Orange, Seminole and Osceola counties are our territory, from Orlando out to Windermere, Ocoee, Kissimmee and Altamonte Springs. Choose a town to read about its roofs, or phone us and we will say whether your street is on our route.
Free estimate
Ask about roof financing
Book a free inspection and we will send you a roof report, a written estimate and the financing choices. You owe nothing for the visit.
- Call or text(407) 743-3060
- Service areaOrlando, FL and nearby
- State licensesCCC1337306 · CBC1266379
Request a free estimate
Online requests are open around the clock.